Payment Method

Your Safety and Security made Easy with
Interest-free Finance

Want It

Create your account In moments
and select Zip at checkout

Get It

We pay the store, you get the goods
nothing to pay today

Own It

Choose how you pay us back
overtime, interest free

The smarter way to
pay for what
you want today
The smarter way to
pay for what
you want today

Reusable account

We give you one account with one
monthly statement, no matter
how many times you shop

Interest free

No interest, hidden fees or
upfront payments

Flexible payments

Choose repayments that suit your
lifestyle – weekly, fortnightly
or monthly


We own easy

We only charge a $6 monthly account fee when you have an outstanding account balance.

If you pay off your balance by the due date, we’ll waive the fee.

That’s it. Easy.

Terms & Conditions: Available to approved applicants only. Minimum monthly repayments are required. A monthly
account fee of $6.00 applies. Pay your closing balance in full each month and zipMoney will waive the fee. Terms &
Conditions apply and are available on application. See your contract for further details. Credit provided by zipMoney
Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).

Why Humm90?

Interest Free* Available

Easy application process

Repay extra any time, with no early payout fees

Ease your cash flow to get what you really want

Terms and Conditions

*Approved applicants only. Fees, terms, conditions & minimum finance amount of $1000 apply, incl. $99 Annual Fee charged at the time the first debit is charged to your humm90 Mastercard Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Mastercard Account. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Mastercard Purchase Rate. Minimum monthly
repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See for current interest rates. Only available at humm90 Mastercard retail partners. Credit provided by humm Cards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.